For monthly turnover equivalent up to 100,000 EUR. Transactions above this limit will be charged a commission of 0.2% (minimum 10 GBP). 0.5% currency conversion cost may apply. Your capital is at risk. The value of your investments may go up or down. T&Cs apply.

For monthly turnover equivalent up to 100,000 EUR. Transactions above this limit will be charged a commission of 0.2% (minimum 10 GBP). 0.5% currency conversion cost may apply. Your capital is at risk. The value of your investments may go up or down. T&Cs apply.

For monthly turnover equivalent up to 100,000 EUR. Transactions above this limit will be charged a commission of 0.2% (minimum 10 GBP). 0.5% currency conversion cost may apply. Your capital is at risk. The value of your investments may go up or down. T&Cs apply.

Get a free SoFi share and invest with 0% commission

 

Open an account with XTB and start investing with a free share. See for yourself how your money can work. 

 

See the full promotion terms here.

 

As of 02 June at 17:00 BST, 207 stocks left. 

Get free share

 

Capital at risk. Investment values can rise or fall. Limited Availability. T&Cs apply.

 
 

 

How to receive your free share from XTB?
Why it's worth investing
in stocks and ETFs with XTB
Free account opening
 
No account management fees, or maintenance fees. Manage your funds and take advantage of free deposits and withdrawals. 

Invest in Stocks & ETFs Commission Free 

 

Transactions above the equivalent of 100,000 EUR will be charged a commission of 0.2% (minimum 10 GBP). 0.5% currency conversion cost may apply.

11,400+ instruments to trade across global markets

 

Build your portfolio your way! Invest in stocks, ETFs, a Flexible Stocks and Shares ISA and take advantage of smart, tax-efficient investing.

Learn more about SoFi

  •  SoFi has transformed from a student loan company into a full digital financial “super app.” SoFi now offers banking, investing, credit cards, loans, crypto, and financial planning tools in one platform. It has grown to around 14.7 million members as of 2026, making it one of the largest U.S. fintech platforms. 
  • The company reported record Q1 2025 results with: Revenue up 20% YoY to about $772 million, net income of $71 million, its sixth consecutive profitable quarter, member growth of 34% YoY. 
  • SOFI shares rallied more than 100%+ during parts of 2025, helped by strong earnings, rising member growth, and excitement around AI and crypto expansion. However, the stock is also known for sharp pullbacks including a double-digit drop after earnings in 2026 despite record revenue, because guidance wasn’t raised further. 

 

Get free share

 

Capital is at risk. Investment values can rise or fall. Limited Availability. T&Cs apply. Past performance is not a reliable indicator of future results.  

Earn up to 4% interest on your GBP free funds

Earn up to 4% interest on your GBP free funds while you wait for the right investment opportunity. You can also earn up to 2.3% on your EUR free funds and 3.45% on your uninvested USD funds.  Interest is calculated daily and paid out monthly. 

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Open a Flexible Stocks and Shares ISA

Enjoy tax benefits and invest with 0% commission. Take care of your future. 0% commission for monthly turnover equivalent up to 100,000 EUR. Transactions above this limit will be charged a commission of 0.2% (minimum 10 GBP). 0.5% currency conversion cost may apply.

 

Tax treatment depends on your individual circumstances and ISA regulations which may change.

 

 

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Education - learn how your money can work

Our Education section will teach you the fundamentals you need to understand the world of finance. Develop your skills and knowledge to make confident and fully-informed investment decisions with expert online courses, webinars, market analysis by our sought out research director Kathleen Brooks, plan with an economic calendar and much more.

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Join XTB
and let your money work for you!

Join over 2 million customers worldwide

More than 2 million customers worldwide trust XTB as their broker. Whether you are looking to trade or invest, with us you'll find the right tool for building your wealth.

Secure fast deposits & withdrawals
Deposit your money with fast and secure transfers and start trading within minutes. In addition, all retail client funds are held in a fully segregated account, meaning they are not mixed with our own funds.  Trade with the confidence that your deposited funds are safeguarded separately from our own. 
Quick and easy account opening

Open an account conveniently online and start investing in a wide range of global markets. With our intuitive platform, competitive pricing, and educational resources, you’ll have the tools you need to take control of your investments.

No requotes
Requotes arise as a result of a delay between the initiation and execution of an order. With XTB you won't experience it. Our advanced trading technology allows you to avoid requotes and trade with a full trust that your trade will be executed smoothly.
Market news

Make informed investment decisions with the latest news, push notifications, educational courses and market research tools.

 
Customer support 24/5
Our customer support is available 24/5, ready to answer all your questions and solve all your problems. For us trading is not only about instruments and prices, but also other features such as customer services.

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Frequently Asked Questions
Popular topics

You will receive 1 free share of  SoFi Technologies Inc (SOFI.US), ISIN US83406F1021. Please be aware that the free stock will be added to your base currency account in GBP and not your secondary accounts or ISA. 

Once you qualify for the Free Stock promotion in line with the terms and conditions, you will receive 1 free share of SoFi Technologies Inc (SOFI.US).  Please note that the value of the stock can go up or down.

To qualify, you must have applied and become a new client with a real XTB account on or after 19th May 2026 and make a deposit. 

The free stock will be transferred to your account within 3 business days of meeting the qualifying conditions.

Please contact our support team on ukservice@xtb.co.uk 

No. Any ISA investments must be placed within your ISA account specifically.

You are solely responsible for any tax obligations related to receiving the free stock. If you have any questions regarding your tax responsibilities, we recommend seeking independent tax advice. For transparency, XTB purchases a SoFi Technologies Inc (SOFI.US) share using its own funds and transfers the full share directly to your account.

Unfortunately, you won’t be eligible for this offer. To qualify, you must be a new client who registered after the promotion started and have agreed to the latest terms and conditions.

When you open a real account and add your referral code please make a deposit and consent to the promotion T&Cs in the app. Once the above steps have been completed you will receive a free SoFi Technologies share. Please note this is a first come, first served offer and it has limited availability.